The Equifax Credit Report Bureau

Your Equifax credit report contains information on how you have met your financial obligations. Only businesses and individuals who have a legitimate reason may request your credit report, unless you provide a written statement otherwise. You also have the option of receiving your own copy of your credit report

Equifax Credit Reports - directly from the Equifax Credit bureau.  You can also request your credit report by mail.  You will need to provide the following information:  Full name (including Jr., Sr., etc), Social Security Number, current and previous addresses within the last 5 years, date of birth, home telephone number, and signature. Call or write for your Equifax credit report at:

• Equifax Inc.
  P.O. Box 740241
  Atlanta, Georgia 30374
  (1-800-685-1111) 

Credit Scores - If you are considering making a major purchase, such as a home or car, it pays to know what your credit score is before you apply for a loan. A person's credit score is a major determining factor in qualifying for a loan (both the amount of the loan you qualify for and the rate you receive). With Equifax's Score Power report, you'll get access to your FICO credit score and Equifax credit report. Also included with this service is a credit score simulator (which lets you see what actions will affect your credit score) and specific information on how to manage your credit score.

Credit Monitoring - In today's fast-paced world, it can be hard to stay on top of everything. Equifax has developed a credit monitoring service that keeps track of your credit record. This service can protect you against identity theft by alerting you whenever a credit account is opened in your name. Equifax credit report monitoring is the only service with email notification within 24 hours of changes posted to the credit profile, providing an online history of all notifications and reports by date and the ability to dispute inaccurate information in your report online as well. They also have a toll-free dedicated customer service hotline. Protect yourself, your reputation and your credit with Equifax Credit Watch Gold.

Disputes - If you need to dispute any information contained on your Equifax credit report, you can call the toll free number listed on your report, or write to the Equifax credit bureau at:  P.O. Box 740256, Atlanta, GA 30374-0256.

Opt Out - Credit bureaus provide information to potential creditors who offer pre-approved credit. If you prefer not to receive such offers, you can call  1-888-5 OPT OUT, or ask the Equifax credit report company to remove you from their direct marketing list. Send your request to:

Options
Equifax Inc.
P.O. Box 740123
Atlanta, GA 30374-0123

Include your complete name, full address, Social Security number, and signature. The Equifax credit report bureau will remove your name from "pre-approved credit card orders," and share your request with the other two major credit reporting agencies.

Below, you can find other relevant information on credit bureaus:
TransUnion Credit Reports
Experian/TRW
The Role of Credit Bureaus
More Credit Report Info