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Personal Finance and Credit Blog

The Personal Finance and Credit Blog is dedicated to discussing issues relating to personal credit, such as:

  • Finding the best credit card rate for your situation
  • Understanding credit reports and credit scoring systems
  • Consumer credit rights
  • Debt-free solutions to help you regain control

To subscribe to the Personal Finance and Credit blog (no e-mail necessary), just look to the left under the navigation bar. Right-click on the orange RSS button and then paste the URL into your RSS reader. Or click on the My Yahoo! button or My MSN or Add To Google button if you keep a personalized home page there.


Prepaid Credit Cards For Children

Are prepaid credit cards for children a good idea? The following information can help you decide.

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Identity Theft Insurance

Is identity theft insurance a good idea, and what should you consider before signing up?

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Debt Reduction Assistance

Do you need debt reduction assistance? Here is a simple system to help you reduce your debts.

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Chase Credit Cards

Chase credit cards offer a lot choices like rewards cards, no annual fees, balance transfers, and more. You may even be eligible for an instant decision online.

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How To Read Credit Reports

Understanding how to read credit reports is important. This information can determine whether you get a loan, job, or insurance.

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Understanding Credit Report Scores Determine

Creditors use credit report scores when deciding to grant you loans or credit cards. Do you know what your credit score is?

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Unsecured Credit Cards

Compare the following unsecured credit cards offering the rates and terms you need.

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Debt Consolidation Loans - The Pros and Cons

Are debt consolidation loans a good deal? Before you commit, here are some pros and cons to think about.

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Compare Visa Credit Cards

Visa credit cards give you the universal acceptance and prestige that you deserve. Compare and choose the best Visa Card for you.

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Debt Hardships

If your debt hardships are overwhelming, you might consider negotiating with your creditors to lower the amount owed.

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The New Bankruptcy Law

The new bankruptcy law took effect October 2005. Find out how debt restructuring was affected by the new law.

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Credit Score Simulator

Use this free credit score simulator to get an estimate of your credit score, and start working on ways to build it up.

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The Best Student Credit Cards

Student credit cards for graduating high school seniors and college students can help build up a good credit history if used properly.

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The Best Secured Credit Cards

Use the following chart to compare the top secured credit cards for establishing your credit. With both Visa or Mastercard, these cards are accepted everywhere to give you the purchasing freedom that you need.

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Experian Credit Bureau

The Experian credit bureau, formerly TRW, provides credit reports and consumer information products.

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