Personal Finance and Credit Blog
The Personal Finance and Credit Blog is dedicated to discussing issues relating to personal credit, such as:
- Finding the best credit card rate for your situation
- Understanding credit reports and credit scoring systems
- Consumer credit rights
- Debt-free solutions to help you regain control
To subscribe to the Personal Finance and Credit blog (no e-mail necessary), just look to the left under the navigation bar. Right-click on the orange RSS button and then paste the URL into your RSS reader. Or click on the My Yahoo! button or My MSN or Add To Google button if you keep a personalized home page there.
Credit Counseling Services Checklist
This credit counseling services checklist gives tips on choosing and using a reputable credit counseling company so you can finally get control of your debts.
How To Report Identity Theft
The following tips on how to report identity theft can help you stop the damage and begin to take control of the situation.
Credit Score Simulator
Use this free credit score simulator to get an estimate of your credit score, and start working on ways to build it up.
Lost Wallet Or Purse
A lost wallet or purse can open the door for someone to steal your identity. The following tips can help stop the damage if someone uses your information.
Unsecured Credit Cards
Compare the following unsecured credit cards offering the rates and terms you need.
Debt Reduction Assistance
Do you need debt reduction assistance? Here is a simple system to help you reduce your debts.
Credit Card Minimum Payment Increase
The credit card minimum payment increase may be an unwelcome surprise to many people. Learn why it is happening and how it will affect you.
Prepaid Credit Cards For Children
Are prepaid credit cards for children a good idea? The following information can help you decide.
TransUnion Credit Reports
TransUnion credit reports allow you to see the details of your credit history.
Your Free Credit Report Online - What You Need To Know
Options for receiving a free credit report online include signing up with a credit monitoring service, taking advantage of the FACT Act provisions, etc.
Elements That Determine Your Credit Score
What are the 5 elements that determine your credit score and how are points calculated on credit scores? This is important to know because it gives you the information to build up your rating.
Tips On Frugal Living
While you’re getting out of credit card debt, these tips on frugal living can teach you how to cut spending, travel, food, and entertainment costs.
Credit Score Stats
These credit score stats can help you understand what is a good credit score, what the possible ranges of a credit score are, and how you stack up against the average credit score.
First Premier Credit Card Offers
The Premier credit card offers from First Bank are great for people with less than perfect credit and those looking to establish their credit.
Ways To Prevent Identity Theft
There are various ways to prevent identity theft from happening to you. Use the following tips to protect your credit and your name.