Credit Card Applications

Individual credit card applications can be filled out online after you choose the card that best suits your circumstances.  You can compare credit cards by what type they are, or by the different offers from each issuing bank.  

• Low Interest Rate Credit Cards
• Business Credit Cards
• Student Credit Cards
• Secured Credit Cards
• Bad Credit Credit Cards
• Unsecured Credit Cards
• Visa Credit Cards
• Advanta Business Cards
• Bank of America Cards
• Chase Credit Cards
• Citi Mastercard
• Discover Cards

Filling Out Credit Card Applications

After you choose which credit card you want, make sure to read the terms and conditions when you get to the application page.  This details interest rates, annual fees, grace periods, penalties and default rates, plus more.  It's also a good idea to print this information out to keep for future reference until you get your printed disclosure material in the mail.

When filling out credit card applications, answer all questions truthfully and completely. Many people are reluctant to give out this information, especially their social security number, but your information should be safe if you are applying for a credit card from a reputable company.  You also need to be sure to give a street address (not a PO Box or general delivery) where it asks for your mailing address.

When filing out online credit card applications, go back over all your information to be sure that it is correct before you click the submit button. Once your application is verified, you will usually be told how long it will take to process your application. If it doesn't say how long it will take, you can usually count on receive either an approval or denial from the credit card company within two to three weeks.