Personal Finance and Credit Blog

The Personal Finance and Credit Blog is dedicated to discussing issues relating to personal credit, such as:

  • Finding the best credit card rate for your situation
  • Understanding credit reports and credit scoring systems
  • Consumer credit rights
  • Debt-free solutions to help you regain control
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College Credit Cards - Lessons Learned At Home

Many young adults get their first credit card in college, but whether they use it responsibly or not is often shaped by lessons learned from their parents.

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Understanding Credit Card Rewards

Credit card rewards let you earn you points toward airline travel and hotel rooms, rebates on gas purchases and more. They are enticing, but are they worth it?

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Debt Consolidation Loans - The Pros and Cons

Are debt consolidation loans a good deal? Before you commit, here are some pros and cons to think about.

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The Credit CARD Act - What It Means For Consumers

The Credit CARD Act was enacted to reform how credit cards work. Dubbed the Credit Card Bill of Rights, it bans universal default rates, curbs fees, limits penalties, and much more.

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Bankruptcy and Credit: What Happens to Your Credit After Bankruptcy?

Personal bankruptcy and credit issues. What happens to credit during and after a personal bankruptcy filing? Find out...

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