Citi Mastercard and Visa
CitiBank has various online citi mastercard and visa offers to choose from, such as rewards cards, balance transfer offers, business credit cards, and student cards. With a Citi Card, you will benefit by getting great low rates, no annual fee, $0 Liability on unauthorized charges, and free online services (so that you can see your current balance and unbilled activity, review past statements, pay your credit card bill, or all your bills). Some of the top Citi Mastercard offers include:
- Citi® Hilton Hhonors® Visa® Signature Card - this card
allows you to earn points on all your purchases, which you can use for
free nights at participating Hilton Family Hotels. As an added
bonus, you can also get a complimentary companion airline ticket in
the first year of cardmembership, plus there are no annual fees with
this card. Note: you need to have a good credit rating to
be approved for this card.
- Citi® Platinum Select® Card - This classic platinum card is
Citi's most popular credit card, offering all the benefits of a
platinum card, with no annual fee and a great introductory interest
rate (at the time this was written, they were offering 0% on balance
transfers and purchases for up to 12 months, followed by a variable
rate as low as 7.24%). To be approved for this card, you will
need to have a good credit standing.
- Citi® Professional(SM) Card with Thank You(SM) Network -
This card was designed for business professionals that need a way to
categorize purchases so that spending can be tracked. It's also
a reward card that lets you earn points towards air travel, credits on
your statement, gift cards, and more (definitely something to consider
if you want flexibility with your rewards card).
- Citi® Dividend Platinum Select® Card - This is their best
reward card because you are able to earn cash back on most purchases
at supermarkets, drugstores, gas stations and everywhere else, while
not having to pay an annual fee. You can earn a maximum of 300
Dividend Dollars in any calendar year, which are payable in checks of
$50 or more upon your request. This card also has a great balance
transfer offer (0% for 12 months at the time this was written).
- Citi® Upromise® Platinum Select® MasterCard® - If you are
saving money to send your kids to college, this card will help you out
by applying a certain percentage of your purchases towards a college
savings account. To take advantage of the college savings, you must
join Upromise (by going to Upromise.com). After you are a member, you
will then need to register your card with Upromise to earn and receive
college savings from the Citi Upromise card. In addition to the
college savings rewards program, you receive all of the benefits of a
platinum credit card, including a great introductory rate, no annual
fee, and online bill payment.
To find the Citi Mastercard that is right for you, please visit CitiCards.com where you can compare interest rates and benefits.
