Citi MasterCard and Visa

CitiBank has various online citi mastercard and visa offers to choose from, such as rewards cards, balance transfer offers, business credit cards, and student cards. With a Citi Card, you will benefit by getting great low rates, no annual fee, $0 Liability on unauthorized charges, and free online services (so that you can see your current balance and unbilled activity, review past statements, pay your credit card bill, or all your bills). Some of the top Citi Mastercard offers include:

Citi® Hilton Hhonors® Visa® Signature Card

This card allows you to earn points on all your purchases, which you can use for free nights at participating Hilton Family Hotels. As an added bonus, you can also get a complimentary companion airline ticket in the first year of card-membership, plus there are no annual fees with this card. Note: you need to have a good credit rating to be approved for this card.

Citi® Platinum Select® Card

This classic platinum card is Citi's most popular credit card, offering all the benefits of a platinum card, with no annual fee and a great introductory interest rate (at the time this was written, they were offering 0% on balance transfers and purchases for up to 12 months, followed by a variable rate as low as 7.24%). To be approved for this card, you will need to have a good credit standing.

Citi® Professional(SM) Card with Thank You(SM) Network

This card was designed for business professionals that need a way to categorize purchases so that spending can be tracked. It's also a reward card that lets you earn points towards air travel, credits on your statement, gift cards, and more (definitely something to consider if you want flexibility with your rewards card).

Citi® Dividend Platinum Select® Card

This is their best reward card because you are able to earn cash back on most purchases at supermarkets, drugstores, gas stations and everywhere else, while not having to pay an annual fee. You can earn a maximum of 300 Dividend Dollars in any calendar year, which are payable in checks of $50 or more upon your request. This card also has a great balance transfer offer (0% for 12 months at the time this was written).

Citi® Upromise® Platinum Select® MasterCard®

Citi® Upromise® Platinum Select® MasterCard® - If you are saving money to send your kids to college, this card will help you out by applying a certain percentage of your purchases towards a college savings account. To take advantage of the college savings, you must join Upromise (by going to After you are a member, you will then need to register your card with Upromise to earn and receive college savings from the Citi Upromise card. In addition to the college savings rewards program, you receive all of the benefits of a platinum credit card, including a great introductory rate, no annual fee, and online bill payment.

To find the Citi Mastercard that is right for you, please visit where you can compare interest rates and benefits.